Core
Financial Planning
Comprehensive financial planning to help you achieve your goals and secure your future — the foundation every other recommendation is built on.
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Financial planning built around your life's goals.
We help individuals and families make informed decisions about wealth building, investments, and insurance. Book a no-obligation consultation to map out your clear path forward.
No cost, no pressure — just clarity on your financial future.
Meet the Founder
Roopesh Janmanchi
From Insurance to Comprehensive Financial Planning
Connect on LinkedInDecisions are never isolated
With over 15 years in the insurance industry, I learned that financial decisions cannot be made in isolation.
One connected journey
Life insurance, investments, retirement, and a child's education are all parts of one connected journey.
See the whole picture first
That belief is why Deekshita Wealth™ exists: to help you see the whole picture before choosing any product.
Qualifications
PG Diploma Risk Management
Fellowship Insurance Institute of India
15+ Years Industry Experience
CFP® Candidate Level 1 and Level 3 cleared
Why Deekshita Wealth™?
Named after my daughter, it represents purpose and dedication.
The conversation should begin with the client, not the product. Our aim is to help you make informed decisions aligned with your long-term priorities — identifying gaps before suggesting any solution.
Understand first. Plan thoughtfully. Protect what matters. Invest with purpose. Review regularly.
The Philosophy
Your Goals. Our Guidance. Your Future.
Vision
To become one of India's most trusted financial planning and investment research practices.
Empowering individuals and families to make informed financial decisions and achieve their life goals.
Building sustainable wealth through disciplined planning, evidence-based research, and ethical business practices.
Mission
Deekshita Wealth™ is committed to helping individuals and families make informed financial decisions by understanding their financial situation, identifying financial gaps, and developing structured, goal-based financial plans.
Our approach focuses on educating clients, simplifying financial complexities, and recommending suitable investment and protection solutions that align with their financial goals, risk profile, investment horizon, and overall financial circumstances.
Every engagement is driven by transparency, integrity, and a long-term relationship built on trust rather than product sales.
Investment Philosophy
Planning first, products later.
Successful investing is the outcome of sound financial planning and disciplined decision-making — not short-term market predictions or chasing the highest returns.
We start with the whole picture
Every recommendation begins by understanding the client's complete financial situation before anything is suggested.
Products come after planning
Investment products are selected only once a comprehensive financial planning process has been completed — never as the starting point.
What we assess before recommending
Financial goals
Current financial position
Cash flows
Liabilities
Investment horizon
Risk profile
Existing investments
We believe that:
Understanding the client is more important than selecting an investment product.
Financial planning is more important than product selection.
Strategic asset allocation contributes more to long-term investment success than choosing individual mutual funds.
Appropriate risk management is more important than maximizing returns.
Consistent, risk-adjusted returns are more valuable than temporary outperformance.
Long-term discipline and informed decision-making create sustainable wealth.
Mutual funds, insurance, and other financial products are implementation tools used to execute a well-structured financial plan. They are never the starting point of the investment process.
Our objective is to maximize the probability of clients achieving their financial goals by helping them make informed financial decisions, avoid costly financial mistakes, and invest with discipline.
Every recommendation made by Deekshita Wealth™ shall be guided by integrity, transparency, objectivity, suitability, and a commitment to acting in the best interest of the client within the scope of applicable regulations.
Our Services
Strategies to build and protect your wealth.
Whether you're building wealth or seeking a second opinion on your portfolio, we offer comprehensive solutions to support your vision.
Wealth
Mutual Fund Distribution
Smart investing in mutual funds to build long-term wealth through disciplined strategies.
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Growth
SIP Planning
Small, regular investments today for a financially strong tomorrow.
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Future
Retirement Planning
Plan today for a comfortable retirement and financial independence tomorrow.
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Health
Health Insurance
Unbiased comparisons across multiple top insurers to find the best health coverage for your family.
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Security
Life Insurance
Independent analysis of multiple providers to secure the most comprehensive protection for your loved ones.
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Auto
Motor Insurance
Compare quotes and features from leading insurers to get optimal coverage and the best value for your vehicles.
Discuss This ServiceOur Approach
A disciplined path to informed decisions.
Four clear steps, followed in order, keep every recommendation grounded in your goals.
Step 1
Understanding You
We begin by listening to your unique goals, priorities, and financial journey.
Step 2
Goal-Based Analysis
Evaluating your current situation to design strategies tailored to your objectives.
Step 3
Suitable Recommendations
Providing clear, actionable advice whether you are building wealth or protecting assets.
Step 4
Ongoing Partnership
Regular portfolio reviews and adjustments to keep you confidently on track.
Client Stories
What our clients say.
Real experiences from people we have guided through insurance renewals, investments, and long-term planning.
"I renewed my car insurance with Roopesh's guidance and I'm very happy with the experience. He explained everything clearly, walked me through the renewal process, and helped me get the best price. Quick, professional, and transparent throughout."
"The service is very reliable, transparent, and customer-focused. Every query is handled personally with attention, making the entire process smooth. A great choice for financial guidance and long-term support."
Choose the onboarding path that fits you.
Two clear ways to get started. Pick the one that matches who you are and we'll take care of the rest through our secure digital onboarding portal.
Individual Onboarding
Best for one person investing in their own name — salaried professionals, business owners, or anyone opening their first mutual fund account.
- Single account holder
- Personal PAN and KYC
- Simplest, fastest setup
Special Accounts
Best for accounts that need their own identity or documents — families, NRIs, minors, and businesses investing together.
- HUF & joint family accounts
- NRI & minor accounts
- Corporate & entity accounts
Onboarding secured by Creso · Individual and special accounts
Consultation
Let's discuss your financial future.
Reach out to schedule a consultation or request a second opinion on your portfolio. We look forward to guiding you toward your goals.
Prefer to reach out directly?